Quick Lessons

Straightforward articles designed to teach you the essential concepts and topics in real estate finance

Christian Reina 9/14/26 Christian Reina 9/14/26

What Is Loan-to-Cost (LTC) in Real Estate?

Loan to cost compares the loan to total project cost rather than value. Here is the formula, a development example, and how LTC and LTV work together to size a construction loan.